{"id":3302,"date":"2026-01-31T21:57:29","date_gmt":"2026-01-31T21:57:29","guid":{"rendered":"https:\/\/kamyablaw.com\/%d8%ad%d9%82%d9%88%d9%82-%d8%b7%d9%84%d8%a7%db%8c%db%8c-%d8%b3%d8%b1%d9%86%d8%b4%db%8c%d9%86%d8%a7%d9%86-%d8%af%d8%b1-%d8%aa%d8%b5%d8%a7%d8%af%d9%81%d8%a7%d8%aa-%d8%b1%d8%a7%d9%86%d9%86%d8%af%da%af\/"},"modified":"2026-01-31T22:29:32","modified_gmt":"2026-01-31T22:29:32","slug":"%d8%ad%d9%82%d9%88%d9%82-%d8%b7%d9%84%d8%a7%db%8c%db%8c-%d8%b3%d8%b1%d9%86%d8%b4%db%8c%d9%86%d8%a7%d9%86-%d8%af%d8%b1-%d8%aa%d8%b5%d8%a7%d8%af%d9%81%d8%a7%d8%aa-%d8%b1%d8%a7%d9%86%d9%86%d8%af%da%af","status":"publish","type":"post","link":"https:\/\/kamyablaw.com\/fa\/%d8%ad%d9%82%d9%88%d9%82-%d8%b7%d9%84%d8%a7%db%8c%db%8c-%d8%b3%d8%b1%d9%86%d8%b4%db%8c%d9%86%d8%a7%d9%86-%d8%af%d8%b1-%d8%aa%d8%b5%d8%a7%d8%af%d9%81%d8%a7%d8%aa-%d8%b1%d8%a7%d9%86%d9%86%d8%af%da%af\/","title":{"rendered":"\u062d\u0642\u0648\u0642 \u0637\u0644\u0627\u06cc\u06cc \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646 \u062f\u0631 \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u0631\u0627\u0646\u0646\u062f\u06af\u06cc!"},"content":{"rendered":"
\n

\u06af\u0631\u0647\u200c\u0647\u0627\u06cc \u0627\u062e\u0644\u0627\u0642\u06cc \u0648 \u0631\u0648\u062f\u0631\u0628\u0627\u06cc\u0633\u062a\u06cc\u200c\u0647\u0627\u06cc \u0641\u0631\u0647\u0646\u06af\u06cc \u062f\u0631 \u062c\u0627\u0645\u0639\u0647 \u0627\u06cc\u0631\u0627\u0646\u06cc \u062a\u0648\u0631\u0646\u062a\u0648<\/h1>\n

\n \u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u0631\u0627\u0646\u0646\u062f\u06af\u06cc \u062f\u0631 \u0627\u0646\u062a\u0627\u0631\u06cc\u0648<\/strong>\u060c \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646 \u062e\u0648\u062f\u0631\u0648 \u0628\u06cc\u0634\u062a\u0631\u06cc\u0646 \u0622\u0633\u06cc\u0628 \u062c\u0633\u0645\u06cc \u0648 \u0631\u0648\u062d\u06cc \u0631\u0627 \u0645\u062a\u062d\u0645\u0644 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u060c
\n \u0627\u0645\u0627 \u062f\u0631 \u0639\u06cc\u0646 \u062d\u0627\u0644\u060c \u0627\u0632 \u0642\u0648\u06cc\u200c\u062a\u0631\u06cc\u0646 \u062c\u0627\u06cc\u06af\u0627\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc<\/strong> \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631\u0646\u062f. \u0628\u0627 \u0627\u06cc\u0646 \u062d\u0627\u0644\u060c \u062f\u0631 \u0645\u06cc\u0627\u0646 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u062e\u0627\u0646\u0648\u0627\u062f\u0647\u200c\u0647\u0627\u06cc \u0627\u06cc\u0631\u0627\u0646\u06cc \u0633\u0627\u06a9\u0646 \u062a\u0648\u0631\u0646\u062a\u0648 \u0648 GTA\u060c \u06cc\u06a9 \u0628\u0627\u0648\u0631 \u0627\u0634\u062a\u0628\u0627\u0647 \u0648 \u0631\u0627\u06cc\u062c \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f:\n <\/p>\n

\n

\n \u00ab\u0627\u06af\u0631 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u06a9\u0627\u06cc\u062a \u06a9\u0646\u06cc\u0645\u060c \u0628\u0647 \u0631\u0627\u0646\u0646\u062f\u0647\u060c \u06a9\u0647 \u062f\u0648\u0633\u062a \u06cc\u0627 \u0639\u0636\u0648 \u062e\u0627\u0646\u0648\u0627\u062f\u0647 \u0627\u0633\u062a\u060c \u0635\u062f\u0645\u0647 \u0645\u06cc\u200c\u0632\u0646\u06cc\u0645.\u00bb\n <\/p>\n<\/blockquote>\n

\n \u0631\u0648\u062f\u0631\u0628\u0627\u06cc\u0633\u062a\u06cc\u200c\u0647\u0627\u06cc \u0641\u0631\u0647\u0646\u06af\u06cc \u0628\u0627\u0639\u062b \u0645\u06cc\u200c\u0634\u0648\u062f \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u06cc\u0631\u0627\u0646\u06cc\u0627\u0646 \u0627\u0632 \u067e\u06cc\u06af\u06cc\u0631\u06cc \u062d\u0642\u0648\u0642 \u0642\u0627\u0646\u0648\u0646\u06cc \u062e\u0648\u062f \u062e\u0648\u062f\u062f\u0627\u0631\u06cc \u06a9\u0646\u0646\u062f\u060c \u0627\u0645\u0627 \u062d\u0642\u06cc\u0642\u062a \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u063a\u0631\u0627\u0645\u062a \u0633\u0631\u0646\u0634\u06cc\u0646 \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u062a\u0648\u0633\u0637 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f <\/strong>\u0648 \u0647\u06cc\u0686 \u0647\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u0627\u0632 \u062c\u06cc\u0628 \u0631\u0627\u0646\u0646\u062f\u0647 \u06a9\u0633\u0631 \u0646\u062e\u0648\u0627\u0647\u062f \u0634\u062f.\n <\/p>\n

\n \u0631\u0627\u0646\u0646\u062f\u0647 \u0633\u0627\u0644\u200c\u0647\u0627 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0631\u062f\u0647 \u062a\u0627 \u0628\u06cc\u0645\u0647 \u062f\u0642\u06cc\u0642\u0627\u064b \u062f\u0631 \u0686\u0646\u06cc\u0646 \u0631\u0648\u0632\u0647\u0627\u06cc\u06cc \u0627\u0632 \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646 \u0627\u0648 \u062d\u0645\u0627\u06cc\u062a \u06a9\u0646\u062f. \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0633\u0631\u0646\u0634\u06cc\u0646\u060c \u0634\u0645\u0627 \u0642\u0648\u06cc\u200c\u062a\u0631\u06cc\u0646 \u0645\u0648\u0642\u0639\u06cc\u062a \u0642\u0627\u0646\u0648\u0646\u06cc \u0631\u0627 \u062f\u0627\u0631\u06cc\u062f\u060c \u0632\u06cc\u0631\u0627 \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u0647\u06cc\u0686\u200c\u06af\u0627\u0647 \u0645\u0642\u0635\u0631 \u062d\u0627\u062f\u062b\u0647 \u0634\u0646\u0627\u062e\u062a\u0647 \u0646\u0645\u06cc\u200c\u0634\u0648\u06cc\u062f. \u062d\u062a\u06cc \u0627\u06af\u0631 \u0631\u0627\u0646\u0646\u062f\u0647 \u0645\u0642\u0635\u0631 \u0628\u06cc\u0645\u0647 \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f\u060c <\/span>\u0627\u0632 \u0637\u0631\u06cc\u0642 <\/span>\u0635\u0646\u062f\u0648\u0642 \u063a\u0631\u0627\u0645\u062a \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u0627\u0646\u062a\u0627\u0631\u06cc\u0648 (MVACF)<\/strong>\u060c <\/span>\u062d\u0642 \u0642\u0627\u0646\u0648\u0646\u06cc \u0634\u0645\u0627 \u0647\u0645\u0686\u0646\u0627\u0646 \u0645\u062d\u0641\u0648\u0638 \u0627\u0633\u062a.<\/span><\/p>\n

\n \u062a\u06cc\u0645 \u062d\u0642\u0648\u0642\u06cc \u06a9\u0627\u0645\u06cc\u0627\u0628 \u0628\u0631 \u0631\u0648\u0646\u062f \u0627\u06cc\u0646 \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627 \u0646\u0638\u0627\u0631\u062a \u062f\u0627\u0631\u062f \u062a\u0627 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u062d\u0627\u0635\u0644 \u0634\u0648\u062f \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0641\u06cc\u0632\u06cc\u0648\u062a\u0631\u0627\u067e\u06cc\u060c \u062f\u0631\u0645\u0627\u0646\u200c\u0647\u0627\u06cc \u067e\u0632\u0634\u06a9\u06cc \u0648 \u062f\u0631\u0622\u0645\u062f \u0627\u0632 \u062f\u0633\u062a\u200c\u0631\u0641\u062a\u0647 \u0634\u0645\u0627 \u0628\u0647\u200c\u0637\u0648\u0631 \u06a9\u0627\u0645\u0644 \u062c\u0628\u0631\u0627\u0646 \u0634\u0648\u062f.\n <\/p>\n

\n \u0645\u0627 \u0628\u0647 \u0634\u0645\u0627 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645 \u0628\u062f\u0648\u0646 \u0627\u0633\u062a\u0631\u0633 \u0645\u0627\u0644\u06cc \u06cc\u0627 \u0627\u062e\u0644\u0627\u0642\u06cc<\/strong>\u060c \u062d\u0642\u0648\u0642 \u0642\u0627\u0646\u0648\u0646\u06cc \u062e\u0648\u062f \u0631\u0627 \u0645\u0637\u0627\u0644\u0628\u0647 \u06a9\u0646\u06cc\u062f.<\/p>\n<\/p>\n

\u06f2. \u062c\u0627\u06cc\u06af\u0627\u0647 \u0642\u0627\u0646\u0648\u0646\u06cc \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646\u061b \u0686\u0631\u0627 \u0634\u0645\u0627 \u0647\u0645\u06cc\u0634\u0647 \u00ab\u0628\u06cc\u200c\u06af\u0646\u0627\u0647\u00bb \u0647\u0633\u062a\u06cc\u062f\u061f<\/h2>\n

\n \u0637\u0628\u0642 \u0642\u0648\u0627\u0646\u06cc\u0646 \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u062f\u0631 \u0627\u0646\u062a\u0627\u0631\u06cc\u0648\u060c \u0633\u0631\u0646\u0634\u06cc\u0646 \u062e\u0648\u062f\u0631\u0648 \u0647\u06cc\u0686 \u0646\u0642\u0634\u06cc \u062f\u0631 \u0631\u0627\u0646\u0646\u062f\u06af\u06cc \u0646\u062f\u0627\u0631\u062f<\/strong>. \u0647\u0645\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0627\u0639\u062b \u0645\u06cc\u200c\u0634\u0648\u062f \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627\u06cc \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646\u060c \u0627\u0632 \u0642\u0648\u06cc\u200c\u062a\u0631\u06cc\u0646 \u0627\u0646\u0648\u0627\u0639 \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627\u06cc \u0635\u062f\u0645\u0627\u062a \u0628\u062f\u0646\u06cc (Personal Injury) \u0628\u0627\u0634\u0646\u062f.\n <\/p>\n

\n \u0641\u0631\u0642\u06cc \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f \u0631\u0627\u0646\u0646\u062f\u0647 \u062e\u0648\u062f\u0631\u0648\u06cc \u0634\u0645\u0627 \u0645\u0642\u0635\u0631 \u0628\u0627\u0634\u062f \u06cc\u0627 \u0631\u0627\u0646\u0646\u062f\u0647 \u0645\u0642\u0627\u0628\u0644\u061b \u062f\u0631 \u0647\u0631 \u0635\u0648\u0631\u062a\u060c \u0634\u0645\u0627 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0633\u0631\u0646\u0634\u06cc\u0646\u060c \u0645\u0633\u062a\u062d\u0642 \u062f\u0631\u06cc\u0627\u0641\u062a \u063a\u0631\u0627\u0645\u062a \u06a9\u0627\u0645\u0644<\/strong> \u0647\u0633\u062a\u06cc\u062f.<\/p>\n<\/p>\n

\u06f3. \u0637\u0631\u0641 \u062d\u0633\u0627\u0628 \u0634\u0645\u0627 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u0633\u062a\u060c \u0646\u0647 \u062c\u06cc\u0628 \u0631\u0627\u0646\u0646\u062f\u0647<\/h2>\n

\n \u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0646\u06a9\u0627\u062a\u06cc \u06a9\u0647 \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0634\u06a9\u0627\u06cc\u062a \u0633\u0631\u0646\u0634\u06cc\u0646 \u0647\u0631\u06af\u0632 \u0628\u0647 \u0645\u0639\u0646\u0627\u06cc \u0628\u0631\u062f\u0627\u0634\u062a \u0627\u0632 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0634\u062e\u0635\u06cc \u0631\u0627\u0646\u0646\u062f\u0647 \u0646\u06cc\u0633\u062a<\/strong>. \u063a\u0631\u0627\u0645\u062a \u0634\u0645\u0627 \u0627\u0632 \u0645\u062d\u0644 <\/span>\u067e\u0648\u0634\u0634 \u0645\u0633\u0626\u0648\u0644\u06cc\u062a (Liability Coverage)<\/strong> \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f\u061b <\/span>\u067e\u0648\u0634\u0634\u06cc \u06a9\u0647 \u0631\u0627\u0646\u0646\u062f\u0647 \u0633\u0627\u0644\u200c\u0647\u0627 \u0628\u0627\u0628\u062a \u0622\u0646 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0631\u062f\u0647 <\/span>\u062a\u0627 \u062f\u0642\u06cc\u0642\u0627\u064b \u062f\u0631 \u0686\u0646\u06cc\u0646 \u0634\u0631\u0627\u06cc\u0637\u06cc \u0627\u0632 \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646 \u062e\u0648\u062f \u0645\u062d\u0627\u0641\u0638\u062a \u0634\u0648\u062f.<\/span><\/p>\n

\u062f\u0631 \u0645\u0648\u0633\u0633\u0647 \u062d\u0642\u0648\u0642\u06cc \u06a9\u0627\u0645\u06cc\u0627\u0628:<\/p>\n

    \n
  • \u062a\u0645\u0627\u0645 \u0645\u06a9\u0627\u062a\u0628\u0627\u062a \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u0628\u0627 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f<\/li>\n
  • \u0647\u06cc\u0686 \u0641\u0634\u0627\u0631\u06cc \u0628\u0647 \u0631\u0648\u0627\u0628\u0637 \u062e\u0627\u0646\u0648\u0627\u062f\u06af\u06cc \u0648\u0627\u0631\u062f \u0646\u0645\u06cc\u200c\u0634\u0648\u062f<\/li>\n
  • \u0631\u0627\u0646\u0646\u062f\u0647 \u062f\u0631\u06af\u06cc\u0631 \u0641\u0631\u0622\u06cc\u0646\u062f \u062d\u0642\u0648\u0642\u06cc \u0646\u062e\u0648\u0627\u0647\u062f \u0634\u062f<\/li>\n
  • \u062d\u0642\u0648\u0642 \u0642\u0627\u0646\u0648\u0646\u06cc \u0633\u0631\u0646\u0634\u06cc\u0646 \u0628\u0647\u200c\u0637\u0648\u0631 \u06a9\u0627\u0645\u0644 \u062d\u0641\u0638 \u0645\u06cc\u200c\u0634\u0648\u062f<\/li>\n<\/ul>\n

    \u06f4. \u0645\u0632\u0627\u06cc\u0627\u06cc \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646\u06cc \u062f\u0631\u0622\u0645\u062f (IRB) \u0628\u0631\u0627\u06cc \u0645\u0633\u0627\u0641\u0631\u0627\u0646\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635\u06cc \u0646\u062f\u0627\u0631\u0646\u062f<\/h2>\n

    \n \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646 \u062a\u0635\u0648\u0631 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0686\u0648\u0646 \u062e\u0648\u062f\u0631\u0648 \u06cc\u0627 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635\u06cc \u0646\u062f\u0627\u0631\u0646\u062f\u060c \u0634\u0627\u0645\u0644 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0627\u06cc\u0646 \u062a\u0635\u0648\u0631 \u06a9\u0627\u0645\u0644\u0627\u064b \u0646\u0627\u062f\u0631\u0633\u062a \u0627\u0633\u062a. <\/strong>\u062f\u0631 \u0627\u0646\u062a\u0627\u0631\u06cc\u0648\u060c \u0627\u06af\u0631 \u0634\u0645\u0627 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0645\u0633\u0627\u0641\u0631 \u062f\u0631 \u06cc\u06a9 \u062a\u0635\u0627\u062f\u0641 \u0622\u0633\u06cc\u0628 \u0628\u0628\u06cc\u0646\u06cc\u062f\u060c <\/span>\u062d\u062a\u06cc \u0628\u062f\u0648\u0646 \u062f\u0627\u0634\u062a\u0646 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635\u06cc\u060c <\/span>\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u0628\u06cc\u0645\u0647 \u062e\u0648\u062f\u0631\u0648\u06cc\u06cc \u06a9\u0647 \u062f\u0631 \u0622\u0646 \u0628\u0648\u062f\u0647\u200c\u0627\u06cc\u062f <\/span>\u0645\u0632\u0627\u06cc\u0627\u06cc \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646\u06cc \u062f\u0631\u0622\u0645\u062f (Income Replacement Benefits \u2013 IRB) <\/strong>\u062f\u0631\u06cc\u0627\u0641\u062a \u06a9\u0646\u06cc\u062f.<\/span><\/p>\n

    \u0627\u06cc\u0646 \u0645\u0632\u0627\u06cc\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0634\u0627\u0645\u0644 \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0628\u0627\u0634\u062f:<\/p>\n

      \n
    • \u062c\u0628\u0631\u0627\u0646 \u0628\u062e\u0634\u06cc \u0627\u0632 \u062f\u0631\u0622\u0645\u062f \u0627\u0632 \u062f\u0633\u062a\u200c\u0631\u0641\u062a\u0647<\/li>\n
    • \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u062f\u0631\u0645\u0627\u0646 \u0648 \u062a\u0648\u0627\u0646\u0628\u062e\u0634\u06cc<\/li>\n
    • \u0645\u0631\u0627\u0642\u0628\u062a\u200c\u0647\u0627\u06cc \u062d\u0645\u0627\u06cc\u062a\u06cc \u0648 \u067e\u0631\u0633\u062a\u0627\u0631\u06cc<\/li>\n<\/ul>\n

      \n \u0627\u0644\u0628\u062a\u0647 \u0645\u0634\u0631\u0648\u0637 \u0628\u0631 \u0627\u06cc\u0646\u06a9\u0647 \u067e\u0631\u0648\u0646\u062f\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0645\u0646\u0627\u0633\u0628 \u0648 \u062a\u0648\u0633\u0637 \u062a\u06cc\u0645 \u062d\u0642\u0648\u0642\u06cc \u0645\u062a\u062e\u0635\u0635 <\/strong>\u067e\u06cc\u06af\u06cc\u0631\u06cc \u0634\u0648\u062f.<\/p>\n<\/p>\n

      \u06f5. \u0635\u0646\u062f\u0648\u0642 MVACF\u061b \u0686\u062a\u0631 \u062d\u0645\u0627\u06cc\u062a\u06cc \u062f\u0631 \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u0628\u0627 \u062e\u0648\u062f\u0631\u0648\u0647\u0627\u06cc \u0641\u0631\u0627\u0631\u06cc \u06cc\u0627 \u0641\u0627\u0642\u062f \u0628\u06cc\u0645\u0647<\/h2>\n

      \n \u0627\u06af\u0631 \u0631\u0627\u0646\u0646\u062f\u0647 \u0645\u0642\u0635\u0631 \u0627\u0632 \u0635\u062d\u0646\u0647 \u062a\u0635\u0627\u062f\u0641 \u0641\u0631\u0627\u0631 \u06a9\u0646\u062f (Hit and Run) \u06cc\u0627 \u0645\u0634\u062e\u0635 \u0634\u0648\u062f \u0628\u06cc\u0645\u0647 \u0646\u062f\u0627\u0631\u062f\u060c\u062c\u0627\u06cc \u0646\u06af\u0631\u0627\u0646\u06cc \u0646\u06cc\u0633\u062a. \u062f\u0648\u0644\u062a \u0627\u0646\u062a\u0627\u0631\u06cc\u0648 \u0627\u0632 \u0637\u0631\u06cc\u0642 <\/span>\u0635\u0646\u062f\u0648\u0642 MVACF <\/strong>\u063a\u0631\u0627\u0645\u062a \u0645\u0635\u062f\u0648\u0645\u0627\u0646 \u0628\u06cc\u200c\u06af\u0646\u0627\u0647 \u0631\u0627 <\/span>\u062a\u0627 \u0633\u0642\u0641 <\/span>\u06f2\u06f0\u06f0 \u0647\u0632\u0627\u0631 \u062f\u0644\u0627\u0631<\/strong> \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f. <\/span>\u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627\u06cc MVACF \u067e\u06cc\u0686\u06cc\u062f\u0647 \u0648 \u0641\u0646\u06cc \u0647\u0633\u062a\u0646\u062f\u060c <\/span>\u0627\u0645\u0627 \u0628\u0627 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u06cc\u06a9 \u0648\u06a9\u06cc\u0644 \u0635\u062f\u0645\u0627\u062a \u0628\u062f\u0646\u06cc \u0628\u0627\u062a\u062c\u0631\u0628\u0647 \u062f\u0631 \u062a\u0648\u0631\u0646\u062a\u0648\u060c <\/span>\u0647\u0645\u0686\u0646\u0627\u0646 \u0627\u0645\u06a9\u0627\u0646 \u062f\u0631\u06cc\u0627\u0641\u062a \u063a\u0631\u0627\u0645\u062a \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.<\/span><\/p>\n

      \n

      \u06f6. \u06af\u0627\u0645\u200c\u0647\u0627\u06cc \u0639\u0645\u0644\u06cc \u0648 \u0641\u0648\u0631\u06cc \u06a9\u0647 \u0647\u0631 \u0633\u0631\u0646\u0634\u06cc\u0646 \u0628\u0627\u06cc\u062f \u067e\u0633 \u0627\u0632 \u062a\u0635\u0627\u062f\u0641 \u0628\u0631\u062f\u0627\u0631\u062f<\/h2>\n
        \n
      • \u0628\u0644\u0627\u0641\u0627\u0635\u0644\u0647 \u0628\u0647 \u067e\u0632\u0634\u06a9 \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u06cc\u062f\u060c \u062d\u062a\u06cc \u0627\u06af\u0631 \u062f\u0631\u062f \u0646\u062f\u0627\u0631\u06cc\u062f<\/li>\n
      • \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0628\u06cc\u0645\u0647 \u0647\u0631 \u062f\u0648 \u0631\u0627\u0646\u0646\u062f\u0647 \u0631\u0627 \u06cc\u0627\u062f\u062f\u0627\u0634\u062a \u06a9\u0646\u06cc\u062f<\/li>\n
      • \u0647\u06cc\u0686 \u0641\u0631\u0645\u06cc \u0631\u0627 \u0628\u062f\u0648\u0646 \u0645\u0634\u0648\u0631\u062a \u062d\u0642\u0648\u0642\u06cc \u0627\u0645\u0636\u0627 \u0646\u06a9\u0646\u06cc\u062f<\/li>\n
      • \u062f\u0631 \u0627\u0648\u0644\u06cc\u0646 \u0641\u0631\u0635\u062a \u0628\u0627 \u062a\u06cc\u0645 \u062d\u0642\u0648\u0642\u06cc \u06a9\u0627\u0645\u06cc\u0627\u0628 \u062a\u0645\u0627\u0633 \u0628\u06af\u06cc\u0631\u06cc\u062f<\/li>\n<\/ul>\n<\/div>\n<\/div>
        <\/span><\/div>
        \n

        <\/h2>\n

        \u067e\u0631\u0633\u0634\u200c\u0647\u0627\u06cc \u0645\u062a\u062f\u0627\u0648\u0644 \u062f\u0631\u0628\u0627\u0631\u0647 \u062d\u0642\u0648\u0642 \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646 \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u062f\u0631 \u0627\u0646\u062a\u0627\u0631\u06cc\u0648<\/h2>\n

        \u0622\u06cc\u0627 \u0634\u06a9\u0627\u06cc\u062a \u0633\u0631\u0646\u0634\u06cc\u0646 \u0628\u0627\u0639\u062b \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0631\u0627\u0646\u0646\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/h3>\n

        \n \u062e\u06cc\u0631. \u063a\u0631\u0627\u0645\u062a \u0645\u0633\u062a\u0642\u06cc\u0645\u0627\u064b \u062a\u0648\u0633\u0637 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0647\u06cc\u0686 \u0627\u0631\u062a\u0628\u0627\u0637\u06cc \u0628\u0627 \u062f\u0627\u0631\u0627\u06cc\u06cc
        \n \u0634\u062e\u0635\u06cc \u0631\u0627\u0646\u0646\u062f\u0647 \u0646\u062f\u0627\u0631\u062f.\n <\/p>\n

        \u0627\u06af\u0631 \u0631\u0627\u0646\u0646\u062f\u0647 \u062f\u0648\u0633\u062a \u06cc\u0627 \u0639\u0636\u0648 \u062e\u0627\u0646\u0648\u0627\u062f\u0647 \u0645\u0646 \u0628\u0627\u0634\u062f\u060c \u0628\u0627\u0632 \u0647\u0645 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0645 \u0634\u06a9\u0627\u06cc\u062a \u06a9\u0646\u0645\u061f<\/h3>\n

        \n \u0628\u0644\u0647. \u0631\u0627\u0628\u0637\u0647 \u0634\u062e\u0635\u06cc \u06cc\u0627 \u062e\u0627\u0646\u0648\u0627\u062f\u06af\u06cc \u0647\u06cc\u0686 \u062a\u0623\u062b\u06cc\u0631\u06cc \u0628\u0631 \u062d\u0642\u0648\u0642 \u0642\u0627\u0646\u0648\u0646\u06cc \u0634\u0645\u0627 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0633\u0631\u0646\u0634\u06cc\u0646
        \n \u0646\u062f\u0627\u0631\u062f.\n <\/p>\n

        \u0627\u06af\u0631 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635\u06cc \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0645\u060c \u0628\u0627\u0632 \u0647\u0645 \u063a\u0631\u0627\u0645\u062a \u0645\u06cc\u200c\u06af\u06cc\u0631\u0645\u061f<\/h3>\n

        \n \u0628\u0644\u0647. \u062f\u0631 \u0627\u0646\u062a\u0627\u0631\u06cc\u0648 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u0628\u06cc\u0645\u0647 \u062e\u0648\u062f\u0631\u0648\u06cc\u06cc \u06a9\u0647 \u062f\u0631 \u0622\u0646 \u0633\u0631\u0646\u0634\u06cc\u0646 \u0628\u0648\u062f\u0647\u200c\u0627\u06cc\u062f\u060c
        \n \u0645\u0632\u0627\u06cc\u0627\u06cc \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646\u06cc \u062f\u0631\u0622\u0645\u062f (IRB) \u062f\u0631\u06cc\u0627\u0641\u062a \u06a9\u0646\u06cc\u062f.\n <\/p>\n

        \u062f\u0631 \u062a\u0635\u0627\u062f\u0641 \u0641\u0631\u0627\u0631 \u0627\u0632 \u0635\u062d\u0646\u0647 \u0686\u0647 \u0628\u0627\u06cc\u062f \u06a9\u0631\u062f\u061f<\/h3>\n

        \n \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0635\u0646\u062f\u0648\u0642 \u062c\u0628\u0631\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u0627\u0646\u062a\u0627\u0631\u06cc\u0648 (MVACF) \u0627\u0645\u06a9\u0627\u0646 \u062f\u0631\u06cc\u0627\u0641\u062a \u063a\u0631\u0627\u0645\u062a
        \n \u062a\u0627 \u0633\u0642\u0641 \u06f2\u06f0\u06f0 \u0647\u0632\u0627\u0631 \u062f\u0644\u0627\u0631 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.\n <\/p>\n

        \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u062a\u0645\u0627\u0633 \u0628\u0627 \u0648\u06a9\u06cc\u0644 \u0686\u0647 \u0632\u0645\u0627\u0646\u06cc \u0627\u0633\u062a\u061f<\/h3>\n

        \n \u062f\u0631 \u0627\u0633\u0631\u0639 \u0648\u0642\u062a \u067e\u0633 \u0627\u0632 \u062a\u0635\u0627\u062f\u0641\u060c \u062d\u062a\u06cc \u067e\u06cc\u0634 \u0627\u0632 \u0647\u0631\u06af\u0648\u0646\u0647 \u0645\u06a9\u0627\u062a\u0628\u0647 \u06cc\u0627 \u0627\u0645\u0636\u0627\u06cc \u0641\u0631\u0645 \u0628\u0627 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647.\n <\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3301,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-3302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-18"],"yoast_head":"\n\u062d\u0642\u0648\u0642 \u0637\u0644\u0627\u06cc\u06cc \u0633\u0631\u0646\u0634\u06cc\u0646\u0627\u0646 \u062f\u0631 \u062a\u0635\u0627\u062f\u0641\u0627\u062a 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